PHIRE (English, acronym/verb, pronounced fy-er) Kristi and I have been asked by many how we were able to retire early and start living our best…
No Regrets
It’s been 5 months now since I officially retired. I’ve been asked if I have any regrets? In general, I guess I do have some…
Choose Fun!
It’s another beautiful, relaxing day at sea somewhere in the Mediterranean, off the coast of northern Africa. This is day 53 of our current journey.…
How Kristi had $25,000 of credit card debt at 25 years old
Sometime circa 1987, I experienced a series of humbling events that I have never forgotten, and that helped shape my financial security going forward. I…
Failing Forward: Online selling pitfalls and tips
Cha-Ching! That’s the sound my phone makes notifying us of an eBay sale. It’s sweet, sweet music. Just as we have in our lives and…
Gathering Magic – How we started a side gig that helped us retire early
I have always loved garage sales. During several months a year (garage sale season), for decades now, driving around scouring through other people’s “stuff” on…
Why did we do this? What inspired us to pay off all of our debt and retire early?
Just over 10 years ago, we found what was supposed to be our “forever” home. It was on a quiet street in a nice, older,…
Debt Free!
As we started our debt-free journey, we used the “Dave Ramsey” snowball method. This method of debt reduction pays off debts in order from lowest…